Health insurance coverage has been a good option by many people as this saves them from paying too much for health coverage. When choosing one, many families opt to include maternity coverage to cover expenses that might incur during delivery and many more. However, as there are countless insurance companies that offer different types of health insurance, has anyone thought of securing an air ambulance medical insurance?
Many may have not noticed it, but actually air ambulances have been gaining popularity these days. Its significance is likely seen when at times of serious accident or if someone is in a life-threatening condition where land ambulance is not feasible, the best option is to have an air ambulance to take the patient. Like the usual ambulance, the air ambulance comes in with medical personnel who will do the medical intervention while the patient is being flown to its designated medical center. Another important reason why an air ambulance has been gaining its popularity is that it has higher percentage of survival rate amongst patients. The drawback however is that medical bills of air ambulances might be expensive.
Medical insurance for air ambulance seemed to be not of primary concern for many insurance companies because they have not yet raised the amount they will cover for such usage, hence the burden remains to be carried by the patients. Well, insurance companies may probably have not decided to increase such pay simply because an air ambulance is more costly as compared to land ambulance.
If you wish to have an air ambulance covered in your insurance, there are some key points you can consider. The first you should consider is to contact the insurance company and check if air ambulance coverage may also be added. If the coverage doesn’t seem to be sufficient for you then you can ask your insurance broker to see if there can be some modifications that may be done to add air ambulance coverage to your insurance. If there are needs that cannot be met by your current insurance company then you can always seek out for another one.
If none of your trusted insurance companies can give you the right coverage for your air ambulance needs, you can still avail such services through private companies. Generally, private ambulance services will only fly the patient to the hospital and back to their home. However, these private services do not have the same services as with those from the usual air ambulance.